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  2. HDFC Car Loan
  3. Monday, January 20 2014, 07:04 PM
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I would like to pre-pay my car loan at HDFC. Can you please advise if there is a pre-payment penalty? If there is, how much is the same?
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Pre payment Penalty of Auto Loan Slabs is as below




FC Charges
No foreclosure allowed within 6 months from date of availing the car loan


6% of Principal Outstanding for preclosures within 1 year from 7st EMI


5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI


3% of Principal Outstanding for preclosures post 24 months from 1st EMI


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