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  3. Tuesday, July 09 2013, 07:22 AM
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I want to know about HDFC Bank 100% Car Finance Scheme in India. Which Car Models are they funding and Eligibility for the same
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Hello,

HDFC Bank Car Loans provides 100% Finance on 'A, 'B' and 'C' Segement Models like - Maruti Alto, Wagon R, Honda City, Hyundai Santro, I10, I20, Accent, Dzire etc

However, the funding is done on the ex-showroom price of the vehicle

In terms of eligibility criteria, though there are no specific criteria mentioned for 100% Loan, however to our understanding*

- Applicant should have a corporate a/c (Salary/Current) with HDFC Bank
- No Cheque Return in previous 6 months, Sufficient Average Bank Balance to be multiple times EMI
- If salaried, should be working in MNC with Low FOIR (Fixed Obligation to Income)
- Residence owned with Positive CPV (Credit Process Verification) Reports
- Good Stability at both residence and Office

* - Disclaimer - Indicative, exact policy can vary as its internal to HDFC Bank as per Bank own terms and conditions

You can also visit section of New Car Loan for making application with HDFC Bank
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