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I have a car loan at Reliance Commercial Finance. Can you help me and advise how much are the charges for rescheduling my loan?
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Charges for Re-schedulement of car loan is 2% of
[b]Principal Outstanding[/b]


Note - Principal Outstanding can be obtained basis loan repayment track record statement

Below are more details on Reliance consumer finance charges




articulars
Car Loans


New
Used


Processing Fees*
Upto 1.5% of the loan value or Rs. 5500/- whichever is higher.
Upto 1.5% of the loan value or Rs. 5500/- whichever is higher.


Cheque Bounce Charges
Rs:450/-
Rs:450/-


Late Payment Charges
3% p.m. on unpaid EMI
3% p.m. on unpaid EMI


Cheque Swapping Charges
Rs.500 per swap
Rs.500 per swap


Asset Verification Charges
To be removed
To be removed


Valuation Charges
Not applicable
Rs.500


Prepayment Charges
Within 12 months from disbursement - 5% + ST, After 12 months from the date of disbursement - 3% + ST
Within 12 months from disbursement - 5% + ST, After 12 months from the date of disbursement - 3% + ST


Loan cancellation and rebooking charges
Rs.2000
Rs.2000


Stamp duty
At actuals
At actuals


Loan reschedulement charges
2% on POS
2% on POS


NOC Issuance charges
First "Nil", Duplicate Rs.500
First "Nil", Duplicate Rs.500


Legal / Collection/ Repossession and Incidental charges
At actuals
At actuals


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