CSD Car Finance is no different than normal cases, except disbursement and margin money
You need to furnish in your basic set of KYC Documents, Income Proof (if retired - working co-applicant with Pension), PAN Card, Copy of Residence Proof with latest 6 month bank statement and Business or Job Proof
Also - the vehicle documents, price list & proforma needs to be submitted. You also need to furnish in your sanction letter as received from CSD Canteen. Bank will sanction the loan
Post which you need to submit PDCs, signed agreement Kit along with balance margin Money amount as draft in favor of Bank
Bank will disburse the amount, after deducting processing fees - as a consolidated amount in favor of CSD Depot. Which you can submit to CSD Depot and take indent order for taking delivery of new car
In terms of Interest rates - its the similar rates which are applicable, as to regular customers.
SBI is operating @ 10.95%, while Private banks interest rates varies from 10.75% to 11.75% basis Car Model & profle.
For more info - suggest to contact customer care division of the Bank or Retail Assets division.